OUR SERVICES

There is no such thing as a “small” detail in real estate transactions. That pressure to perform can make difficult closings particularly difficult for some title companies. But, at American Patriot Title, we welcome such challenges.

We understand the importance of thoroughness, and we appreciate the value of time. We feel that every telephone call is an opportunity to prove ourselves by solving a “challenge”, strengthening an existing relationship or creating a new relationship.

STEPS TO CLOSING

∙ Once a contract is executed, bring it, along with the buyer’s deposit funds to our office.

∙ We will open a file specific to your information

∙ The title search will be requested immediately

∙ A processor will be assigned and will contact you. At this time they will request any information that may be necessary to begin their search.

∙ We’ll see you at closing.

FOR SALE BY OWNER

We offer a service designed to help you in the sale of your home. We will assist you in completing the contract all the way through the actual closing and transfer of title to your buyer.

Once you find a buyer, you’ll need to execute a contract and bring it, along with the buyer’s deposit funds, to American Patriot Title. We have a contract available to you that has been approved by the Florida Association of Realtors. If you have any questions regarding the contract or any other aspect of the process you can make an appointment at our office and the attorney or other members of our staff can answer that question for you.

We will be able to assist both Buyer and Seller in a more expeditious manner if the following information is made available to us:

SELLER

      1. Original Sales Contract and deposit funds (if applicable)
      2. Copy of prior title insurance policy
      3. Copy of prior survey (if applicable)
      4. Current mortgage information (company name & loan #)
      5. Homeowner/condo association name and phone number
      6. Photo Identification (Driver’s license or passport, etc)
      7. Social Security Number
      8. Death Certificate (if applicable)

BUYER

     1. Name of new mortgage company
     2. Homeowner/condo association approval (if applicable)
     3. Photo Identification (Driver’s license or passport, etc)
     4. Marriage Status
     5. Social Security Number

 

WHAT IS TITLE INSURANCE?

Title insurance is no different that other insurances that you most likely already have; car insurance, homeowners insurance, health insurance, etc.

When you buy any type of property, you must have a complete investigation made on every aspect of the property. Otherwise, you may discover that the property you bought and paid for is not actually yours at all!

After the investigation, you will need protection in the event that some point has been missed in the public records or someone makes a claim on the title to your property. That protection is a title insurance policy. What does it mean to insure your title to real estate? And what are the risks that make title insurance necessary? We hope to answer those questions for you. Please contact our office for more information.